APOLLO is happy to offer 3 coverage packages to suit every budget!
Basic Package: This is a very basic form of coverage equivalent to Named Perils form. Your personal belongings will be insured against a variety of events that can happen, but only if they are directly caused by one of the named perils or specific events listed in the policy wording. Examples of events that would be covered by the Basic form are: Fire, Windstorm, Theft, Vandalism etc. This is the most cost efficient package.
Enhanced: This form is similar to Broad form. The Enhanced form is far superior to the Basic form because instead of listing specific events that are covered, the Enhanced form covers every event that is not excluded. There are 23 exclusions as War, Terrorism, Nuclear events, earthquake etc.
Enhanced with Extended Water Coverage: Under Basic and Enhanced package, you have basic water damage coverage that will protect you in case water escapes from a water main or plumbing system from a ruptured pipe, or if another insured peril (fire, lightning etc) creates a hole in your home and causes water to enter through the new hole. By adding Extended Water Coverage to your policy you will also be covered in the event that your sewer, storm drain or septic tank backs up and causes water to escape into your home.