Whether you live alone or with friends, in a condo or a standalone home, make sure your contents and liability are covered!
Most people are familiar with home insurance. Less familiar is Renters Insurance (also known as Tenant Insurance), which protects you if you’re renting a residence. Renters Insurance may be a requirement for some landlord-tenant lease agreements, but even if it’s not, it’s a good idea to have.
Although landlords likely have insurance of their own. Your landlord’s insurance typically only covers the building. This leaves your contents within the building unprotected. Further, if you were found liable for damages to the building, your landlord’s insurance company may come after you for the costs. Renters Insurance can aid you in both of these situations. Further, it can cover certain expenses that arise from an emergency.
Read benefits of Renters Insurance here https://magazine.apollocover.com/article/what-is-renters-insurance-and-why-is-it-important/