Exploring the world or your own backyard, make sure you’re covered.
Liability insurance not only protects if the insured is held responsible for a property damage or bodily injuries at home, but also covers off premises and when insured may be travelling worldwide in many situations.
Here are a few examples: Imagine you find yourself on a vacation, you've rented out a private spot on the beach and decided to light the area with incredible torches for a perfect setting to watch the sunset. As you're walking along the beach, the wind takes another direction and your torches light the area on fire. The hotel holds you personally responsible for the damages to the hotel and the lost income from other potential guests while they rebuild. Your personal liability could help you.
Play Sports? Personal Liability also protects you if you (or members of your family) play sports and cause injury to others unintentionally. Imagine hitting a baseball out of a park onto the street, what if it hits a child, or breaks a window from a house?