Product: Trades and Contractors | What are the eligible classes for Building Maintenance and Renovations Contractors Package and what are the mandatory requirements?
Review of eligible classes and requirements made easy!
- Aluminum Awnings, Siding, Eaves, Doors and Windows Installation
- Antennae/Satellite Installation & Repair
- Appliance Repair & Installation
- Bricklaying/Masonry (< 2 Storeys, no building envelope remediation)
- Car Detailing (excluding mechanical work, cruise control or safety systems)
- Carpentry (excluding envelope remediation, workshop)
- Fence Construction (Farm use only)
- Residential Decks
- Residential Fencing
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- Flooring (Installation & Removal) – excluding airports, shopping centres, schools, public swimming pools and train stations.
- Lawn sprinkler system installation (residential only)
- Locksmiths – excluding alarm system work.
- Plastering/ Drywalling (wall and ceiling) including acoustical.
- Sign installation (erection & repair) – (< 4 storeys)
- Window Cleaning (< 3 storeys)
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The mandatory requirements:
- Gross revenues up to C$1,000,000
- Industry experience of 3 years or more
- No USA exposures
- All products must comply with Industry and Government Standards
- Subcontracted work <30%
- All provinces except Quebec
- No claims in the last 5 years
- No prior Insurance cancellations/non-renewal
- Subcontractors to carry a minimum limit of liability (same limits as the Insured)
- New Build where the build value is greater than C$1m or there are more than 25 homes built annually.
