Product : Beauty Services | Does this policy cover claims arising out of the services provided by Sub-Contractors under the Insured’s business?

Do you work with sub-contractors?

Yes, any claims arising from services provided by sub-contractors under the Insured’s business will be covered as long as the following conditions are met:

1. The services are in-line with the services declared in this application. 
2. Sub-contractors carry their own CGL Insurance policy for a minimum of $1million limit and Insured obtains a proof of such insurance and keeps a record of it for 5 years. 

In the event of a claim arising out of a sub-contractor’s activities, Insurer may subrogate against the Sub-contractor.